Terms & Conditions
Please read these terms carefully before using our calculators. By using our site, you agree to these conditions.
1. Informational and Educational Use Only
The calculators, guidelines, estimates, and analysis tools provided on **Afford My Place** are designed for planning, budgeting, and educational purposes only. They do not constitute formal financial, investment, legal, or real estate advice.
Budget estimates are modeled using general Debt-to-Income (DTI) bounds, standard rental allocations, and investment yield averages. Your actual qualifying rate, mortgage approval limit, or rental terms are determined solely by your lender, landlord, or financial institution based on your credit score, employment status, asset reserves, and local underwriting guidelines.
2. Accuracy of Calculations
While we strive to keep our formulas aligned with conventional housing standards and US lending metrics, we make no warranties or representations regarding the complete accuracy, reliability, or completeness of the projections generated on the site. Interest rates, tax rates, insurance premium bounds, and investment returns fluctuate constantly, and local market laws vary.
3. Limitation of Liability
Under no circumstances shall **Afford My Place** or its creators be held liable for any direct, indirect, incidental, or consequential losses, damages, or financial errors arising out of your reliance on the calculations or decisions made using our tools. We highly recommend consulting a qualified mortgage specialist, financial advisor, or CPA before completing any major real estate transactions.
4. Intellectual Property
The source code, logo marks, page layouts, text copy, and custom calculations of this Astro project are owned by Afford My Place and are protected under copyright laws.
Last Updated: July 4, 2026